Free to apply · Zero setup fees

The Merchant Account You Deserve.

Pre-approved at up to 20 US banks. High-risk, MRR, and subscription-friendly across the US, EU, and Canada. Built by eCommerce operators who scaled to $10M+/month.

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20+
US bank partners
3
Continents covered
$9M+
Monthly volume helped
Coverage Regions
3 Continents Active
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United States
Domestic & offshore · All verticals
Open
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European Union
SEPA + multi-currency · UK/EU entities
Open
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Canada
CAD processing · All provinces
Open
Contact Us Directly
Fast Response
Zero Setup or Upfront Fees
🏦Up to 20 US Bank Partners
48–72 Hour Approvals
🛡Expert Chargeback Defense
🌐US · EU · Canada

Everything Your High-Risk Business Needs

We help eCommerce entrepreneurs get approved at the right banks, protect revenue from chargebacks, and scale payments globally — including verticals Stripe, PayPal, and Shopify Pay won't touch.

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Merchant Account Placement

Get pre-approved at up to 20 US banks at once. We match you to the right acquirer for your industry, volume, and risk profile — with better rates and odds than applying alone.

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Chargeback Management

RDR, Ethoca, Verifi, CDRN alerts. Expert dispute representment. Proactive ratio management. Save up to 70% on chargeback costs versus managing it yourself.

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European Processing

EU and UK-compliant merchant accounts with SEPA, multi-currency, and local acquiring. You don't need an EU entity to start — we help you structure it later.

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Canadian Processing

CAD processing with strong local bank relationships across all provinces. Cannabis, supplements, iGaming, and more — approved where others can't help.

Emergency Re-Boarding

Account terminated or frozen? We move fast. Our network and experience with high-risk situations means we can get you back to processing in days.

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VIP Consultation

Private strategy session with our senior team. Full account review, bank shortlist, chargeback audit, and a written action plan. For serious operators only.

Four Steps to Approved & Processing

1

Submit Your Application

Fill out our regional pre-application in under 5 minutes. Free, no commitment, no upfront fees.

2

Risk Assessment

Our team reviews your business type, processing history, and volume to identify the ideal banking partners.

3

Bank Matching

We submit simultaneously to multiple acquirers in our network and present you with the best approval offers.

4

Go Live

Sign your merchant agreement and start processing. We stay with you for ongoing compliance and chargeback management.

Select Your Region

All applications are free, take under 5 minutes, and are reviewed within 24 hours. Zero setup or upfront fees.

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United States

Domestic and offshore acquiring for high-risk merchants. All verticals considered — including TMF/MATCH listed, MRR, subscription, and nutraceuticals.

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European Union

EU-compliant merchant accounts with multi-currency support. SEPA, card processing, and alternative payment methods. UK and EU entities both welcomed.

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Canada

Canadian acquiring with CAD processing and local bank relationships. Cannabis, iGaming, supplements, and high-risk industries across all provinces.

RetryHub VIP Membership

Get exclusive access to our private network of banking contacts, priority onboarding, preferential rates, and direct access to our senior team. For established operators processing $50K+/month.

Apply for VIP Membership →
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Priority Placement
Your deals move to the front of the queue
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Better Rates
Guaranteed rate matching or beating
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Direct Access
Private contact with senior advisors
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Exclusive Guides
10+ insider strategy guides

Save Up to 70% on Chargebacks

We provide RDR, Ethoca, Verifi, and CDRN alerts — plus expert dispute representment — to slash your chargeback ratio and protect your merchant account.

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Real-Time Alerts (RDR, Ethoca, CDRN)

Know about chargebacks before they hit. Intercept and resolve automatically to protect your ratio and keep your account in good standing.

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Dispute Representment

Our experts build and submit compelling evidence packages that win with Visa, Mastercard, and other networks.

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Ratio Reduction Strategy

We identify root causes in your operations and implement changes that prevent chargebacks before they happen.

Get a Chargeback Quote
Tell us your situation — we'll show you exactly how much you could save.

🔒 Privacy guaranteed. We respond within 24 hours.

Talk to a Real Expert

Whether you need a quick intro call or a deep-dive strategy session, we have an option for you.

Free Discovery

Schedule a Free Call

A 30-minute call with our team to discuss your processing situation and explore whether we can help. No pressure, no commitment.

Free / 30 min
Book Free Call →
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Join Our Free Discord Community

Free guides, eCommerce networking, and strategies we've used to generate $10M+/month in sales. 10+ exclusive guides, free.

Join Free Discord
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Reach Us on Telegram

Fast direct access to our team. For urgent situations or quick questions — no contact forms required.

Open Telegram Chat